Updated Minimum Payment Example section and Index Table. (Date of Release to Production: 01/16/25)

Updated Minimum Payment Example section and Index Table. (Date of Release to Production: 01/16/25)

Updated Minimum Payment Example section and Index Table. (Date of Release to Production: 01/16/25)

Updated Minimum Payment Example section and Index Table. (Date of Release to Production: 01/16/25)

Updated to the most recently published model form version. (Date of Release to Production: 01/16/25)

Updated to the most recently published model form version. (Date of Release to Production: 01/16/25)

The New Jersey Department of Banking and Insurance has released Bulletin 25-02 regarding the annual review of the definition of a “high-cost home loan” under the New Jersey Home Ownership Act of 2002 (the “Act”).  High-cost home loans in New Jersey are subject to additional lender requirements under the Act unless the principal loan amount exceeds the maximum threshold amount. 

New NY notice. (Date of Release to Production: 01/09/25)

Adjusted formatting. (Date of Release to Production: 01/09/25)

Updated footer logo to most recent version. (Date of Release to Production: 01/09/25)