Updated font to 12 point per Texas statute requirement for disclosures/notice. (Date of Release to Production: 12/30/24)

Updated font to 12 point per Texas statute requirement for disclosures/notice. (Date of Release to Production: 12/30/24)

Updated font to 12 point per Texas statute requirement for disclosures/notice. (Date of Release to Production: 12/30/24)

Updated URL for website in third paragraph. (Date of Release to Production: 12/30/24)

Updated figures in example for FHA/Conventional Loans based on current interest rate. (Date of Release to Production: 12/30/24)

New California form. Form effective 01/01/25. (Date of Release to Production: 12/30/24)

Thursday, January 30, 2025

1:00 PM - 2:00 PM (CST)

Join DocMagic and Five Star Institute to discover how eNotes can transform your mortgage operations for the digital age. During this webinar you’ll learn about:

•             The current state of eNote adoption and the benefits of eNotes across the entire eClosing process

The Indiana Department of Financial Institutions recently published adjusted dollar amounts under Title 750, Article 1 of the Indiana Uniform Consumer Credit Code.  The dollar amounts are required to be periodically adjusted by IC 24-4.5-1.106, by January 1 of odd-numbered years. The loan amount threshold for the Indiana high cost points and fees test is being updated.  The threshold amount for a high cost home loan, under IC 24-9-2-8, will increase from $56,000 to $60,000.

Under Vt. Stat. Ann. tit 32, § 3108 (establishment of interest rates), the Vermont Commissioner of Taxes is required to set interest rates no later than December 15^th of each year with rates that become effective on January 1^st of the following year and apply to interest that accrues in that calendar year. On November 1, 2023, the Vermont Commissioner of Taxes issued a memorandum on interest rates for 2024.

Updated to the most recently published model form version. (Date of Release to Production: 12/19/24)