The Consumer Financial Protection Bureau (“CFPB”) is required to calculate annually the dollar amounts for several provisions in Regulation Z, which implements the Truth in Lending Act (“TILA”). The CFPB has issued a final rule revising the dollar amount thresholds under the Home Ownership and Equity Protection Act (“HOEPA”) and the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act”). The adjustments are based on the annual percentage change in the Consumer Price Index (“CPI-U”) as of June 1, 2024.

Corrected bullet characters. (Date of Release to Production: 11/21/24)

New (cover page for 8821.MSC). (Date of Release to Production: 11/21/24)

New (cover page for 8821.MSC). (Date of Release to Production: 11/21/24)

Updated footer information to reflect form is no longer posted at FNMA website but form is still in use. (Date of Release to Production: 11/21/24)

Updated footer information to reflect form is no longer posted at FNMA website but form is still in use. (Date of Release to Production: 11/21/24)

Updated footer information to reflect form is no longer posted at FNMA website but form is still in use. (Date of Release to Production: 11/21/24)

Updated footer information to reflect form is no longer posted at FNMA website but form is still in use. (Date of Release to Production: 11/21/24)

Updated footer information to reflect form is no longer posted at FNMA website but form is still in use. (Date of Release to Production: 11/21/24)

Updated footer information to reflect form is no longer posted at FNMA website but form is still in use. (Date of Release to Production: 11/21/24)