Annual update of the HELOC Important Terms tables. (Date of Release to Production: 01/13/22)

Updated amounts under FHA in #5, 6 and 8, and updated amounts under Conventional in #5 and 6. (Date of Release to Production: 01/13/22)

Under Vt. Stat. Ann. tit 32, § 3108 (establishment of interest rates), the Vermont Commissioner of Taxes is required to set interest rates no later than December 15th of each year with rates that become effective on January 1st of the following year and apply to interest that accrues in that calendar year. On November 1, 2021, the Vermont Commissioner of Taxes issued a memorandum on interest rates for 2022.

The New York legislature recently passed, and the governor approved, a new law that authorizes use of remote notarization technology in the state.   Senate Bill 1780 was passed and signed by the governor on December 22, 2021.  The law will be effective 180 days later, expected to be June 20, 2022.

Removed footer logo and applied dynamic signature lines. (Date of Release to Production: 01/06/22)

Converted to letter size. (Date of Release to Production: 01/06/22)

New. Same as EBL.RTN with "first" removed from second paragraph. (Date of Release to Production: 01/06/22)

New. Same as BL.NTE with "first" removed from "Payments" section. (Date of Release to Production: 01/06/22)

The Internal Revenue Service (“IRS”) has announced an extension of the deadline to submit a form 4506-C form that conforms with the requirements for new Optical Character Recognition (“OCR”) software.  To provide IVES partners more time to make updates, the mandatory date has been moved from January 1, 2022 to March 1, 2022.

New Fannie Mae/Freddie Mac optional form. Form collects Homeownership Education and Language Preference. (Date of Release to Production: 01/06/22)