Update Liability after Foreclosure Answer for Michigan

Update to the default DocMagic answer for Liability after Foreclosure (LaF) on the Closing Disclosure for the state of Michigan.  Based on feedback from the MI Department of Insurance and Financial Services, DocMagic is updating the answer for this disclosure to recognize an available defense a borrower MAY raise that the Fair Market Value was equal to the debt. As a result, in Michigan, the Liability after Foreclosure default will check the "State law may protect" checkbox on the CD. Note - typically the mere availability of a defense not automatically recognized by a court is not sufficient to check the May Protect disclosure under the TRID rule; however, we are making this change as the MI regulator has indicated this is the only answer they view as correct.  As always DocMagic encourages our users to make their own LaF selection for each worksheet.