On April 8, 2010, HUD published Mortgagee Letter 2010-14, which announced that FHA will begin accepting electronic signatures on third party documents included in the case binder for mortgage insurance endorsement in accordance with Electronic Signatures in Global and National Commerce Act (ESIGN) and the Uniform Electronic Transactions Act (UETA), as applicable. This policy is effective immediately for forward mortgages as well as Home Equity Conversion Mortgages.