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North Carolina Permissible Fees Test

Audit Update
Description

New audit for North Carolina loans.  Under N.C.G.S 24-1.1A(c)(1), transactions in North Carolina may not have fees paid to the lender that exceed 1/4 of 1% of the loan amount (or $150 whichever is greater).  Fees such as application, origination, commitment, and interest rate lock fees have special exemptions.  Please refer to the statute for additional information.

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